| Loan Rates |
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Maximum Term |
APR** |
Signature (Unsecured) |
48 Months |
10.90% |
Draft Line (Share Draft/Checking Account) |
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10.90% |
Share Secured (Regular Shares) |
60 Months |
4.50% |
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| APPLY NOW |
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| Mortgage Rates |
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Maximum Term |
APR** |
| Home Equity Line of Credit (HELOC) |
300 Months |
4.50% |
| Variable Rate Loan. HELOC Calendar Monthly Adjustment based on Wall Street Journal Prime Rate minus 50 basis points (ONE HALF OF ONE PERCENT). Minimum check withdrawal is $300.00. Maximum allowable rate is 18% APR. Closing costs will be charged if loan is paid before two years. |
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| Home Equity (Fixed Rate, 80% Financing) |
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Minimum Loan |
$15,000 |
5 Years |
5.50% |
| (Sample Monthly Payment = $19.10 per $1,000 borrowed for 5 years.) |
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Minimum Loan |
$20,000 |
10 Years |
6.00% |
| (Sample Monthly Payment = $11.10 per $1,000 borrowed for 10 years.) |
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Minimum Loan |
$25,000 |
15 Years |
6.75% |
| (Sample Monthly Payment = $8.85 per $1,000 borrowed for 15 years.) |
| Application Fee Waived (Closing costs will be charged if loan is paid before two years.) |
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| Home Equity (Fixed Rate, 100% Financing) |
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Minimum Loan |
$10,000 |
Up To 10 Years |
8.00% |
| (Payments are $121.32 per month on a $10,000 loan at 8.00% APR for 10 year term.) |
Maximum Loan |
$50,000 |
Up To 10 Years |
8.00% |
| (Payments are $606.56 per month on a $50,000 loan at 8.00% APR for 10 year term.) |
| Appraisal Fee for over 80% financing is $250.00 (Closing costs will be charged if loan is paid before two years.) |
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| First Mortgages |
First Mortgage Loans are available for New Home Purchases or the Refinancing of
Existing Mortgages. Conventional, Jumbo, Fixed and Adjustable rate mortgages are
available. Receive quick approval. Call Rich Dextraze, Lending Manager at (203) 288-1695.
Through our partnership with Members Mortgage, we are able to provide you with an online loan application with instant approval. Click Here to Apply
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| Auto Loan Rates - Special |
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Maximum Term |
APR** |
| New Car Loan |
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24 Months |
5.00% |
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36 Months |
5.00% |
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48 Months |
5.00% |
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60 Months |
5.00% |
| Over $20,000 |
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72 Months |
6.99% |
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| Used Car Loan (1 - 5 Years) |
60 Months |
5.25% |
| Used Car Loan (6 - 8 Years) |
48 Months |
8.09% |
| Used Car Loan (9 - 10 Years) |
36 Months |
8.39% |
| Motorcycle (1 - 5 Years) |
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60 Months |
6.99% |
Maximum amount financed on used cars is 100% of NADA Retail Value.
**APR = Annual Percentage Rate
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| VISA Credit Card Rates |
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Maximum Credit Limit |
APR** |
APR** |
| VISA Classic |
$10,000* |
11.90% |
11.90% |
VISA Platinum(with ScoreCard Rewards Program) |
$25,000* |
8.90% |
8.90 |
NO ANNUAL FEES |
*for qualified applicants |
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| CREDIT CARD RATES Effective January 2, 2008 on all purchases, balance transfers and cash advances. |
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**APR = Annual Percentage Rate
Rates may vary and are subject to change without notice.
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